Mary Ann Hack specializes in Medicare Supplements, Medicare Prescription Drug Plans, Medicare Advantage Plans, Long Term Care (LTC) Insurance, especially Indiana Partnership LTC Insurance.

Mary Ann, through Insight LTCI Services, offers:

• Medicare products & LTC insurance for consumers.
• LTC insurance brokerage services for insurance agents.
• CE classes for insurance agents.

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It All Begins with Education.

It is important for individuals to plan ahead for their future long term care needs. This “planning” begins with education. It is important to understand the risk of needing long term care, the various services that are part of “long term care,” the costs of these services, and financing options for paying for these services. The need for long term care can happen at any age. Therefore, it is imperative the education process begin today ... for both the consumer and the professional.

Did you know Indiana residents have the opportunity to purchase a special type of long term care insurance—that not only provides good quality private insurance coverage but also includes free asset protection from Medicaid spend down requirements and Medicaid estate recovery efforts? Learn more by calling Insight LTCi Services, Inc., at (317) 508-5831. Or visit the Indiana LTC Partnership website at www.longtermcareinsurance.in.gov.

Additionally, as you approach age 65, it is important to understand the different parts of Medicare (A, B, C, and D) and Medicare’s deductibles and co-insurance. It is important to know when to enroll in Medicare and, if you continue to work, whether you should enroll. And then, there are Medicare Supplement plans and Medicare Prescription Drug Plans to think about—do you buy them; if so, which ones? Insight LTCi Services, Inc. can help you learn about Medicare and obtain insurance coverage appropriate for your situation. Call (317) 508-5831.